Rules To Teach Your Daughter

1. Make your bed every day, even if it’s right before you get in it.

2. Don’t wear holey underwear, in case you’re in an accident and they cut your clothes off.

3. Travel light through life. Keep only what you need.

4. It’s okay to cry when you’re hurt. It’s also okay to smash (some) things; but, wash your face, clean your mess, and get up off the floor when you’re done. You don’t belong down there.

5. If you’re going to curse, be clever. If you’re going to curse in public, know your audience.

6. Seek out the people and places that resonate with your soul.

7. Just because you can, doesn’t mean you should.

8. 5-second rule. It’s just dirt. There are worse things in a fast food cheeseburger.

9. Happiness is not a permanent state. Wholeness is. Don’t confuse these.

10. If you’re staying more than one night, unpack your bag.

11. Never walk through an alley alone.

12. Be less sugar, more spice, and only as nice as you’re able to without compromising yourself.

13. Can’t is a cop-out.

14. Hold your heroes to a high standard. Be your own hero.

15. If you can’t smile with your eyes, don’t smile. Insincerity is nothing to aspire to.

16. Never lie to yourself.

17. Your body, your rules.

18. If you have an opinion, you better know why.

19. Practice your passions.

20. Ask for what you want. The worst thing they can say is no.

21. Wish on stars and dandelions, then get to work to make them happen.

22. Stay as sweet as you are.

23. Fall in love often. Particularly with ideas, art, music, literature, food and far-off places.

24. Fall hard and forever in love with nothing but yourself.

25. Say Please, Thank You, and Pardon Me, whenever the situation warrants it.

26. Reserve “I’m sorry” for when you truly are.

27. Naps are for grown-ups, too.

28. Question everything, except your own intuition.

29. You have enough. You are enough.

30. You are amazing! Don’t let anyone ever make you feel you are not. If someone does walk away. You deserve better.

31. No matter where you are, you can always come home.

32. Be happy and remember your roots, family is EVERYTHING.

33. Say what you mean and mean what you say.

34. No one will ever love you more than I do.

35. Be kind; treat others how you would like them to treat you.

36. If in doubt, remember whose daughter you are and straighten your crown.

Single Mother's Financial Challenges

Going through a divorce is traumatic enough for your emotional well-being, let alone what it does to your financial life.

As a mother, worrying about what divorce will do to your children consumes your mind almost as much as how to prepare for financial problems after divorce.

About paying the bill, keeping food on the table, and taking care of your children as a single parent.

Knowing the financial challenges of being a single mom can help you create a Game Plan for the best way to care for your children in your new single parenting situation.

Here are Financial Single Mom Challenges You May Face After Your Divorce!

1. Keep Food On The Table

As a Divorced mother, it is likely that your household income has been cut in half or possibly more. Maybe you didn't work at all when you were married.

Regardless of your circumstances, your focus now revolves around how to keep the Essentials in your life. Of course, education supplies and clothes are a concern even after your divorce, because these things are not cheap.

One of the biggest concerns or single parenting challenges you may face is how to take care of your family.

The USDA's Cost of Food report showed that the cost of food per month for one person ranges from $165 to $345, depending on your age and gender. This price only increases with more children you have.

If you're struggling financially after a divorce, the first thing you should consider is looking for advice on budgeting for single moms or budgeting tips for single moms.

2. How To Pay Your Bill:

Paying monthly bills or the mortgage is one of the biggest financial challenges for a single mother.

Managing household services can be scary and overwhelming, but don't give up hope. This time there are plenty of ways to survive until you find a more financially stable space.

For example, you can get a second job or a work-at-home job to give you extra income.

Selling your home and moving in with family members or close friends during this time can also ease the financial burden. You can also consider refinancing your home to get a lower interest rate.

3. Searching For A Place Of Residence:

The sad truth is that 1 in 5 women falls below the poverty line (household income of $20,000 per year for a family of three) after divorce.

This is not a good opportunity for single mothers who want to provide the best schooling and living situation for their children.

Another of the biggest financial challenges for a single mother is where you plan to live. If you can't keep your original family home, don't despair.

There is a lot of housing assistance for Divorced Mothers and low-income families, help for Divorced Mothers with no income or single Mothers with a low income.

You can choose to live with family members temporarily after the divorce. Don't be too proud to accept help from friends and family during this trial period.  

 

4. Paying For Childcare:

As a newly single mother, your financial responsibilities may force you to return to work or even work two jobs at once.

This can be a devastating blow, as you not only feel anxious and exhausted but also spend time away from your children.

Working full-time can mean that you have to find adequate childcare services when you are not at home with your children.

You can also ask family and friends to help you look for your children during treatment, at least until you are financially stable again.

5. Stay Up-to-date On Shipping:

According to data from the Federal Reserve Bank of America, the average monthly payment in the United States is between $300 and $550 per month for a new vehicle.

This loan seemed like a good idea when you were a family unit with financial responsibility for your purchases, but as a single mom, your head can spin as you try to calculate how you can keep your vehicle.

As a single mother, transportation is vital. This is necessary for taking your child to school, buying groceries, going to work, and in case of an emergency.

If you find you can't cover your new car loan, you may be able to negotiate with the dealer to refinance it, or you can sell it online and pick up a good car that's in good shape.

6. Health Insurance:

Medical liability is another financial challenge for a single mother who is now a single parent.

Unfortunately, one in four women loses their health insurance sometimes after a divorce. This can cause a lot of anxiety when taking on this challenge.

Don't let it overwhelm you. As a mother, it is your job to make sure your children are taken care of, especially in times of emergency.

Do your research carefully to make sure you end up with the best insurance that covers your family at an affordable price.

7. Payment Of Outstanding Debts:

The longer you were married, the more likely it is that you and your ex received a certain amount of shared debt together.

Maybe you bought a car that you're still paying for, assuming your spouse would be there to help pay for it.

Starting your life as a married couple was probably a financial struggle at first - and that was before you got your credit card.

Mortgages, furniture loans, and credit card debt are also common debts that can be left behind after a divorce.

If these debts haven't been settled in court or your spouse refuses to help you pay their share, it can feel incredibly scary, especially when you're trying to start over. Don't give up!

The financial challenges of being a single mother after divorce are not easy to deal with, but don't give up.

With proper planning, the help of family and friends, Patience, and determination, you can get through this difficult time with your head held high.

Divorce Tips For Moms

When a divorce starts to become your reality, you may suddenly realize that the way you live your life changes in so many ways. This realization may seem frightening.

But every change is a process, and divorce is especially difficult. It's all ok; it's just your nature for the situation you're in. You will eventually get used to these changes, just be patient.

Divorce is rarely ever easy; it's hard to let go of all the effort you put into that relationship and separate yourself from the future you were working towards.

But if you also have children, divorce can be even more difficult for you.

Single mom is one of the hardest and bravest roles you can take on; it challenges you and builds you into a stronger person every day.

Don't be afraid, try to prepare and do everything you can to make your job a little easier and less stressful.

So if you're looking for divorce tips for moms or help for divorced moms, consider these carefully curated divorce tips for moms that are here to help you plan and prepare. You can do it.

1. Focus On The Present Moment:

Our first divorce advice for Mothers is to take a deep breath.

Stop thinking about the future. Stop thinking about the past. The feelings are too 'raw' to think about them now. Over-analyzing only leads to one result, namely panic.

Since you probably don't want that, focus on what you can do now. If you're a newly divorced single mom, try to do the things you have control over and take it from there, one step at a time.

2. Educate Yourself:

Education and self-improvement are essential at this stage as you need the tools to adapt to this new lifestyle.

The following divorce advice for moms is to find some free online courses, available resources, easier ways to make money and create a divorce checklist for moms.

Tell yourself about taxes, credits, savings, and insurance. You can hire a Consultant or research financial assistance for Divorced Mothers online.

Research government programs and all the benefits they offer single moms. Make sure you have all the necessary information to manage your finances and household.

3. Take A Moment To Fix Your Money:

Thinking about what you can't provide your children will only cause headaches.

For the following divorce advice for mothers, try to stop thinking about how you don't have enough money to buy your child a doll or a bicycle. Most kids don't even remember those things.

There are so many other ways to offer toys without having to buy them. You could do it together. Your kids will love it even more if you spend time together creating it because it's a memory they'll hold on to.

Money doesn't buy happiness, experiences, and spending time with the people we love.

So the next time you worry that you don't have enough money, remember that you already do everything your children need to be happy, you show up every day.  

 

4. Develop Unrealistic Optimism:

If you want to overcome all the obstacles of single parenting, you need to develop the tools to think irrationally positively. Finding ways to be happy even when everything seems to be falling apart can prove essential to survival.

Because self-doubt and self-loathing will get you nowhere. Learn to appreciate the simple moments and reward yourself every night for making it through another day.

You and your child are a team that fights together and overcomes all obstacles. And trust me, these experiences will help develop them into big, resilient, strong, empathetic adults.

5. Try Your Best To Get Along With Your EX:

No matter how angry you are, don't show it in front of your children. Don't badmouth your husband. Let your child develop his own opinion about the father.

Try your best to figure it out and make plans for parenting and put the differences aside for the sake of your children.

Never force them to choose sides or compete for their love. Respect the fact that even though he may not be your husband anymore, he is still their father.

6. Use All Available Resources:

Stop thinking you have to do everything alone. Accept help. Look for opportunities to find new resources, such as Divorced mom support groups.

So many people who would love to help you, and if they do, it doesn't mean you're not doing your job; you're just smart enough not to wear yourself out.

Try to connect with other single mothers and other members of the local community. Not only are you stronger together, but social support also has a positive effect on your mind and health.

By creating a social network, you increase the possibility of learning new information, for example about an open job or a new law that goes to benefit, or a new public sale.

7. Don't Forget That You Are Doing A Good Job:

So, keep your mind and body optimistic, use all your resources, make sure you get educated, and don't worry about unnecessary things, they will only lead you into Panic mode.

If there's one thing you'll learn in this process, it's prioritization.

Focus on the present and the experiences you share with your children. You are an Invincible team. It may not seem like it, but your ex-husband is also part of this team, so make sure you maintain friendly relations with him.

And keep in mind that it will eventually get easier, just hang in there.